Insurance from AIP Benefit Plans
Lump-sum cash benefits to help protect your finances when serious illness strikes.
Why AIP Benefit Plans?
AIP Benefit Plans include group plan coverages for employers and employees, such as critical illness and cancer insurance. AIP also offers coverage enhancement features like Employee Well-Being Assistance and Condition Reoccurrence benefits. Policies may include enrollment, risk management, financial protection and other support services related to the Policyholder’s benefit program.
At the heart of AIP Benefit Plans is Issue-Age Pricing. This means premiums are based on your age when you first enroll, and it stays the same as long as you keep your policy active. This provides long-term price protection you can count on – no surprises as you get older. While premiums are set at issue-age, they will convert later to Attained-Age Rated pricing when policyholders reach age 65.
Financial Support So You Can Focus on Getting Well
Critical Illness Insurance from AIP Benefit Plans provides a lump-sum cash benefit—one convenient payment made directly to you when you or your family need it most.
You can use this money however you choose, including to help with:
• Medical bills and treatment costs
• Household expenses
• Everyday needs like groceries, childcare, or transportation
This benefit is paid directly to you, regardless of any other insurance coverage you may have.
When you’re focused on recovery, the last thing you should worry about is your budget. Critical Illness Insurance from AIP Benefit Plans offers extra financial peace of mind, so you can concentrate on getting well and getting life back on track.
Your Benefits in Action
With AIP Benefit Plans, the process is designed to be fast, easy, and focused on helping you when it matters most.
1
Start Your Claim
Visit the AIP Benefit Plans member portal.
Review your certificate of insurance and begin your claim.
2
Provide Basic Information
Answer a few short questions about your diagnosis.
Upload required medical documentation.
3
Receive Your Benefit
After approval, you’ll receive a lump-sum payment directly, to use however you choose.
With AIP Benefit Plans, the process is designed to be fast, easy, and focus on helping you when it matters most.
FAX: 877-711-0768
EMAIL: claimsubmission@aipbenefitplans.com
Supplement Your Healthcare Coverage with AIP Benefit Plans Insurance
AIP Benefit Plans helps safeguard your finances by providing a lump-sum cash payment when you or your family need it most.
Use Your Benefit For:
• Deductibles and copays
• Childcare or household help
• Mortgage or rent payments
• Groceries and daily living expenses
• Travel or experimental treatments
Who Is Covered
You can enroll yourself and your eligible family members during your enrollment period, no medical exams or health questions required, if you are actively at work.
Coverage options include:
• Employee Only
• Employee & Eligible Family Members
Cost of Coverage
• Competitive group rates
• Your cost is based on your chosen coverage level and who you cover under your plan
Guaranteed Coverage
You and your eligible family members are guaranteed coverage if you are actively at work. There are no medical exams and no health questions to answer.